PayMendAbout PayMend
We help everyday people pay off debt faster — with less stress.
PayMend is run by Anthony and Pei LLC. We started it because debt tools were either confusing, buried behind sign-ups, or trying to sell you a loan. So we built free calculators that just tell you the truth about your money, plus a Premium AI advisor for people who want a real plan.
Clarity over jargon
Every number we show comes with a plain-English explanation.
Math you can trust
Our calculators use standard amortization formulas used by lenders.
Your data stays yours
We never sell your personal information. Ever.
How our methods work
Snowball pays your smallest balance first for quick wins. Avalanche pays your highest interest rate first to save the most money. Our loan calculators use the same monthly amortization math banks use, so the numbers line up with your statements.